Bindu Santhosh - Octopus Moneycoach
Hi, I'm Bindu!
Let's feel good about money
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4.7 out of 5 on VouchedFor
"Through one-to-one discussions I will ensure your goals are achievable by designing a personalised financial plan."

Friendly, 1-to-1 help with all your financial goals

We're backed by the game-changing Octopus group

A certified
B Corp

by the FCA

A member of the Personal Finance Society

And our coach training is accredited by LIBF and IFW

What my clients say

Get to know your coach…

I have over six years experience in the financial industry and over fifteen years experience helping business clients clarify their needs, then translating these needs into project deliverables to meet business goals. This involves one-to-one discussions with the client to plan change in a way that is practical and financially rewarding to the business.

As a financial coach I focus on ascertaining personal financial goals. The most popular goals are first property purchase, budgeting and comfortable retirement! Through one-to-one discussion I will ensure these are achievable by designing a personalised financial plan. I will organise regular catch-ups throughout the year to assure if the goals plus financial plan remain relevant to the client.

In addition to building a personal relationship where I will listen and provide tailored financial expertise, I also help my clients visualise if they are on track for their goals. If not on track, I share the options available to optimise outcomes. My clients are at different life stages with varying levels of financial knowledge, some none, some knowledgeable yet seeking reassurance.

I guide on savings, be that for purchasing a home, pensions or any other goal. I assist on when to invest, how to budget better and financially protect loved ones.

I am a wife and mother; in my spare time I enjoy spending time with family. As well as budgeting through career breaks whilst raising a young family, I take pleasure in achieving bucket list goals such as the family visit to Disney World! I also volunteer as a governor at a local primary school and continue to study towards my CII Level 4 Diploma in Financial Planning.

We’ve got people talking

Here’s how it works

Book a time to meet your coach

Tell your coach about your big goals and any money questions in a free starter session.

Decide if it’s right for you

There’s no obligation after your first session. Take your time and decide if it’s right for you.


Get a fully customised financial plan from your coach

Once you sign up, your coach will start building a full plan designed around your goals – that covers everything from budgeting to saving, mortgages to pensions.


Get ongoing support when you need it

You and your coach will catch-up every 3 months to see how you’re getting on – and you can message them as often as you need in between.


Get free introductions to specialists who can help

Ever struggled to find the right money person to talk to? If there’s something we can’t help with, we’ll connect you to best people for you.


Achieve your goals!

We’ll be the first ones to celebrate with you as you reach your money goals.

Get your own money plan

See how our coaches create custom money plans with recommendations completely tailored for you.

Ready to see what’s possible with your money?

Your first session with me is completely free.

We’ll discuss your goals.
I’ll share some initial tips and tricks.
Then, I’ll explain how the full service works.