Caroline Biebuyck - Octopus Moneycoach
Hi, I'm Caroline!
Let's feel good about money
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"Money is one of the biggest causes of stress for so many people. Helping people become more confident about managing their money and seeing their relief as that stress melts away is a great feeling."

Friendly, 1-to-1 help with all your financial goals

We're backed by the game-changing Octopus group

A certified
B Corp

by the FCA

A member of the Personal Finance Society

And our coach training is accredited by LIBF and IFW

Get to know your coach…

I’ve always been interested in helping people understand finance. After becoming a chartered accountant I moved into business and finance writing and publishing, specialising initially in the business world. Gradually I became more interested in personal rather than company finance, partly through my own experiences in understanding how to manage my finances.

But this process made me realise that all the changes in laws and regulations that had increased choice and made finance more accessible had perversely put more pressure on individuals to navigate an increasingly complex financial world – one that many people simply do not have the education or the knowledge to deal with. Becoming a volunteer debt adviser confirmed that I wanted to help people who were looking for someone to guide them through their financial journey, and this led me to becoming a money coach.

My mission is to work with my clients to cut through the confusion and to break down what can seem like daunting, difficult (and often dull!) issues into bite-sized actions that are easy to understand and to act on. The greatest joy for me comes from watching clients realise that managing money doesn’t have to be complicated or be hard work: by taking small steps they can see a clear path ahead to doing what’s important to them.

Everybody’s different: we all have our own circumstances and wants and needs. The wonderful thing about having your own money coach is to have someone by your side who takes time to understand your situation and who works with you over time to help you take control over your finances to improve your life.

We’ve got people talking

Here’s how it works

Book a time to meet your coach

Tell your coach about your big goals and any money questions in a free starter session.

Decide if it’s right for you

There’s no obligation after your first session. Take your time and decide if it’s right for you.


Get a fully customised financial plan from your coach

Once you sign up, your coach will start building a full plan designed around your goals – that covers everything from budgeting to saving, mortgages to pensions.


Get ongoing support when you need it

You and your coach will catch-up every 3 months to see how you’re getting on – and you can message them as often as you need in between.


Get free introductions to specialists who can help

Ever struggled to find the right money person to talk to? If there’s something we can’t help with, we’ll connect you to best people for you.


Achieve your goals!

We’ll be the first ones to celebrate with you as you reach your money goals.

Get your own money plan

See how our coaches create custom money plans with recommendations completely tailored for you.

Ready to see what’s possible with your money?

Your first session with me is completely free.

We’ll discuss your goals.
I’ll share some initial tips and tricks.
Then, I’ll explain how the full service works.