Richard Love - Octopus Moneycoach
Hi, I'm Richard!
Let's feel good about money
Book your FREE session
4.9 out of 5 on VouchedFor
"Helping people with something as important to their lives as financial wellbeing, and making a real tangible difference to someone’s financial future has been incredibly rewarding"

Friendly, 1-to-1 help with all your financial goals

We're backed by the game-changing Octopus group

A certified
B Corp

by the FCA

A member of the Personal Finance Society

And our coach training is accredited by LIBF and IFW

What my clients say

Get to know your coach…

My wide-ranging life experience, varied career, and a keen interest in personal finance all drew me to Financial Coaching. I have worked with the Financial Ombudsman Service and run several businesses, including owning a restaurant, a tutoring business, a corporate training business, and a number of online ventures. It’s been quite the journey!

I love meeting new people, and have always tried to give more than I take. Helping people with something as important to their lives as financial wellbeing, and making a real tangible difference to someone’s financial future has been incredibly rewarding. I haven’t always made the correct financial decisions in my life, but I’ve learned valuable lessons along the way. I often find the trouble with money begins when you start spending it on things you don’t understand. Many years ago I bought a car in a private sale. I was delighted as I drove my new Alfa Romeo home, only to be less delighted when the engine gave way after less than a hundred miles! One new engine later I realised that much like someone’s personal finances, making financial decisions without a proper understanding of what you’re purchasing or investing in, can be a very expensive mistake.

I would say that my style of coaching is very much… “I am working with you. We are a team solving this problem, and improving your finances together”. By doing this my clients have a better understanding of their situation, and learn how to improve their circumstances without noticing they are being “coached”. This usually results in an empowered, knowledgeable, money-confident, happy client.

When I am not helping my clients, I love to travel; everything from Malaysian jungles to German beer gardens. I also enjoy time with my family, friends and Romanian rescue dog, Munch.

We’ve got people talking

Here’s how it works

Book a time to meet your coach

Tell your coach about your big goals and any money questions in a free starter session.

Decide if it’s right for you

There’s no obligation after your first session. Take your time and decide if it’s right for you.


Get a fully customised financial plan from your coach

Once you sign up, your coach will start building a full plan designed around your goals – that covers everything from budgeting to saving, mortgages to pensions.


Get ongoing support when you need it

You and your coach will catch-up every 3 months to see how you’re getting on – and you can message them as often as you need in between.


Get free introductions to specialists who can help

Ever struggled to find the right money person to talk to? If there’s something we can’t help with, we’ll connect you to best people for you.


Achieve your goals!

We’ll be the first ones to celebrate with you as you reach your money goals.

See it in action

Ready to see what’s possible with your money?

Your first session with me is completely free.

We’ll discuss your goals.
I’ll share some initial tips and tricks.
Then, I’ll explain how the full service works.