Terence Lapidus - Octopus Moneycoach
Hi, I'm Terence!
Let's feel good about money
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4.8 out of 5 on VouchedFor
"Let’s discuss an optimal setup that leaves you in a stronger position and will enable you to achieve your goals sooner and more wisely if possible."

Friendly, 1-to-1 help with all your financial goals

We're backed by the game-changing Octopus group

A certified
B Corp

by the FCA

A member of the Personal Finance Society

And our coach training is accredited by LIBF and IFW

What my clients say

Get to know your coach…

I discovered my passion for financial organisation, structures and strategies while studying a degree in accounting in South Africa. My enthusiasm comes from many years working as a coach for the UK’s leading financial education charity for young people and delivering lectures and workshops to the UK’s top universities.

My partner and I now work 90% remotely with a base in Canary Wharf on a Dutch barge. We travel extensively, saving and investing our way into a secure and comfortable future. Having time to focus on other passions is also a key priority for us, so when I’m not coaching or lecturing, you’ll likely find me hiking, supporting an exciting start-up or in front of an easel with a paint brush!

So, grab yourself a coffee or tea and book me in for a free discovery session. Tell me about your setup and what you’re doing or not doing. Let’s discuss an optimal setup that leaves you in a stronger position and will enable you to achieve your goals sooner and more wisely if possible. If you’re unclear on some of your goals, that’s fine too, that’s where we’ll start. Ultimately, we’ll discuss what actions you can take today to better your situation with enough flexibility to enjoy the ride. The earlier you start planning the better off you will be.

If you’d like to continue beyond the first session, it costs just £20.75 per month (and significantly less if your workplace offers Octopus MoneyCoach as an employee benefit). You’ll get a financial plan, and a link to my diary for half hour sessions, as many as are needed, via phone or video call. Whatever supports you best.

We’ve got people talking

Here’s how it works

Book a time to meet your coach

Tell your coach about your big goals and any money questions in a free starter session.

Decide if it’s right for you

There’s no obligation after your first session. Take your time and decide if it’s right for you.


Get a fully customised financial plan from your coach

Once you sign up, your coach will start building a full plan designed around your goals – that covers everything from budgeting to saving, mortgages to pensions.


Get ongoing support when you need it

You and your coach will catch-up every 3 months to see how you’re getting on – and you can message them as often as you need in between.


Get free introductions to specialists who can help

Ever struggled to find the right money person to talk to? If there’s something we can’t help with, we’ll connect you to best people for you.


Achieve your goals!

We’ll be the first ones to celebrate with you as you reach your money goals.

Get your own money plan

See how our coaches create custom money plans with recommendations completely tailored for you.

Ready to see what’s possible with your money?

Your first session with me is completely free.

We’ll discuss your goals.
I’ll share some initial tips and tricks.
Then, I’ll explain how the full service works.