Give every single employee their own money coach
We give everyone in your company an annual session with an accredited coach for free.
Over 100,000 UK employees now have access to an Octopus MoneyCoach
Who helps your team plan for their future?
72%Aren’t engaging with their pension
8 in 10Bring money worries to work
89%Want someone to talk to about money
We deliver real impact you can measure
Imagine seeing these improvements to your employees’ financial wellbeing!
100%Build a retirement plan
25%Increase their pension
51%Reduce their debt
55%Increase their savings
Here’s how it works
Every employee gets matched with their own coach
Coaches email them directly and employees choose a time to meet.
They meet for a free 1-to-1 session
We cover the costs for one Starter Session per employee every year!
Our coaches listen, learn and educate
They discuss their future goals, starting with what they want their retirement to look like. As coaches help employees make the most of their pension, they’ll cover lots of other money topics too – from student debt to budgeting, mortgages and more
Employees get their own, detailed financial plan
Starting with a detailed retirement snapshot, the plan is 100% personalised to their personal goals
Our tailored content and action tracker help them reach their goals
Our tools have been tested and endorsed by financial advisors and industry experts
Coaches stay by their side every step
They’ll be your employees’ first call when it comes to planning for their future and making sure they’re still on track
Employees get access to a full calendar of live group coaching webinars
Our year-long program of financial education webinars covers all the money topics your employees care most about
Discover pension guidance – but not as you know it…
How many people show up to your pension webinars? Or open your pension emails?
(And, be honest, can you blame them…?)
It’s hard to get excited about your pension. But we’re determined to get every employee engaged in planning for their future. The status quo isn’t working. To change it, we need a radically different approach to retirement and pension planning. And that’s exactly what we’ve built.
Give your team access to monthly financial education webinars
LIVEManaging the Rising Cost of Living
LIVEEnergy Costs: What You Can Do
LIVEInteractive Budgeting Workshop
LIVEPlanning Your Money for Parental Leave
LIVEPlanning for the Unexpected
LIVETalk Money Week
and many more…
Learn how to launch money coaching in your company
Frequently Asked Questions
Coaches are trained in all the fundamentals of personal finance – from ISAs to pensions – but they’re also trained to listen, help you define what’s important to you and support you to make progress.
Unlike other forms of financial education, it starts with you and what you want. It’s so much easier to learn about money and to build new habits, when it’s connected to what you really care about.
Our coaches will help plan your finances and make suggestions based on your goals … that’s coaching. And coaching is not regulated by the Financial Conduct Authority (FCA).
But our coaches will never recommend a specific company’s investment, pension, mortgage or insurance product … that’s advice, and that is regulated by the FCA.
However, as a company, Octopus MoneyCoach does have automated low-cost services, that can recommend specific financial products, and which clients are welcome to use. This is financial advice, and so we as a company are regulated by the FCA, even though our individual coaches are not.
Your coach will never make money from any products you choose through these services, which means they’re on your side and act in your interests alone.
- Book unlimited sessions with your financial coach
- Get a visualised year-by-year forecast, all the way to retirement, so you can be confident making bigger financial decisions
- Find out exactly how much to save, invest and put into pension to reach your goals
- Get a year-by-year cash flow forecast, so you can be confident making bigger spending decisions
- Keep track of the money “to dos” you agree with your coach
- Add your partner’s finances at no additional cost
Take our word for it…financial coaching is difficult to do properly. We have been built from the ground up to do just that – deliver the very best financial coaching at the best price possible.
We’re building the UK’s biggest and most diverse community of accredited coaches, which allows us to support companies big and small. (We already provide coaching to several UK workplaces with more than 10,000 employees.)
All of our clients get dedicated access to their coach for as much time as they need.
Our coaches use professional-grade planning tools to build a personalised plan and action list for every client.
We take direct and ongoing responsibility for training, supervising and monitoring all of our financial coaches – that means clients aren’t passed on to an unknown party for coaching.
Some providers may also use financial advisors who may be incentivised to offer specific financial products to employees. Our coaches never recommend products, so you don’t have to worry about the liability of giving bad advice.
Finally, you can trust that we have long-term stability and backing because we’re part of the Octopus group.
But let’s face it – most financial content is really boring. We think there’s too much information and not enough personalisation. So most of our content is built around the big goals and milestones in an employee’s life. From getting a bonus to getting on the property ladder and starting a family – all of our content starts with topics employees actually care about.