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How pricing works
You’re eligible for one free planning session per year. However, if you’d like a full financial plan and help making the changes that will improve your financial future, there is a small cost.
It usually costs £249 per year for the full Octopus MoneyCoach service, however your employer will allow you to pay via salary sacrifice. This means you would save between 32% and 42% (depending on your tax bracket), so your total annual fee could be as low as £12 per month. Your coach will explain in more detail during your first session.
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For instance, if you’re thinking of withdrawing money from your pension within the next 5 years, or if you are looking for advice on investing more than £200,000, then you may need more specialist help than Octopus MoneyCoach can provide.
If in doubt, please do book in your session and your coach will help you to work out what would be the best option for you. They can also refer you to a specialist adviser, if you would like them to do so.